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The insurance policy is a legal contract between the insurer and the insured.However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.These can be called by different names like Universal, Permanent or Whole Life insurance.

One is for the sole purpose of protection so that the dependents of a person can be supported after the demise of the insured person.

These include riots, commotion, suicide and many other similar things.

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